Cash Smart Credit Savvy: Full Evaluation

Cash Smart Credit Savvy (CSCS) is a short, informal introduction to budgeting skills and saving. Designed as an early intervention, the programme aims to improve the financial wellbeing of working age adults by increasing confidence and skill in making informed choices about money.

To assess the impact and delivery of the CSCS programme, an independent evaluation was commissioned from the Centre for Regional Economic and Social Research (CRESR) at Sheffield Hallam University.

This report summarises the evaluation findings, which indicate that the programme has succeeded in improving participants’ confidence, skills, and intentions around budgeting and saving.