Universal Credit roll-out is going to happen slowly over the next five years and will include people who’ve been settled on their current income stream for years, for whom the change will mean a whole lot of upheaval and a great deal of anxiety.

Emotions are running high and significant divisions have opened up across the country. How do we tackle this sense of exclusion?

JFF recently submitted a joint response to the Financial Conduct Authority (FCA) with the Church of England’s Mission and Public Affairs Council, relating to its proposals to introduce price controls on the Rent-to-own (RTO) market which is made up of providers like Bright House, Perfect Home and others who lease goods to consumers who pay weekly or monthly payments. The full response can be found here.